Get your $&!^ together!

7 Jul

I have admit, sometimes being an adult blows goats, but if you are one you need to act like one. That means taking responsibility for your family, for your home, for your bills and commitments.

I am kind of a tightass when it comes to money, but you know what? We have everything we need, we have a decent savings (and still growing) and minimal debt. It wasn’t always this way since Man used to blow money like cocaine due to his poor impulse control. We are for the most part, past that thankfully.

Now because we’ve got our financial house in order, we can do things like buy new clothes when needed, buy that new lipstick or handbag. I can stock the freezer at Costco when I need to. We can do those things because we BUDGET for them.  I know not everyone has been taught how to properly budget, but at this point in history, with the internet at nearly everyone’s fingertips, ignorance is no longer a valid excuse.

Say the bulk of your household income comes in at the beginning of the month. I know it feels good to have a few grand sitting in that checking account, and it’s still good when after paying your bills for the month you have some leftover. Some people think, “Oh hey, I’ve paid all my bills and I have money left over, I am going to treat myself to something.” That’s all well and good if you have budgeted for the rest of the month for things like gasoline, groceries, medications, and just a bit of pocket money. When you splurge on your treat without preparing for the rest of the month’s necessities, you are stupid and irresponsible.

I think it’s great to be able to spend a bit of money on yourself when you have the extra in your budget, the thing is, you don’t have that wiggle room in your budget if all of your household’s real and basic needs aren’t met. Basic needs like food and medication.

When you follow the rules and basic common sense concept of budgeting, you may have to do without special treats for a while until you gain your footing, but in the long run you will be much better off and comfortable. You will also be responsible and respectable.

Basically don’t get that treat at the beginning of the month, if you aren’t 100% sure that you’ll have money for groceries three weeks later. If you fail to do this, you are an ass and will receive no sympathies from reasonable people.

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One Response to “Get your $&!^ together!”

  1. kateri peterson 08/07/2013 at 10:44 #

    Fuxk yes

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